We never disqualify you unless you hit maximum loss.
You can scale up to $50,000,000 by joining the Timeless Assessment without any cost.
Here are some frequently asked questions.
What are the conditions for managing a Testpaper Account?
For CFDs, you can use MT4 or MT5. For exchange-traded products, you can use Iress, TraderEvolution, NinjaTrader, or TWS.
You can trade Forex, Bonds, Shares, Commodities & Derivatives.
Spreads start from 0
You can run all kinds of EAs or algos, and we don't have any restrictions on your trading strategies; you have the freedom to use any strategies like scalping, hedging, etc.
You are allowed to use the copy trading software.
You can hand over your account to any account manager to trade on your behalf. In this case, Certification goes to the account manager only and will split profits between you and the account manager as per the agreement between you two.
SHARES & ETFs
*You can trade all CFDs via MT4/MT5, but you have to use Iriss, TraderEvolution, NinjaTrader, or TWS to trade all the instruments trading on regulated exchanges India USA, Canada, UK, Europe, Australia, Singapore, etc. Moreover, we can add any exchanges and products as per your requirements. Exchange-traded products such as options, futures, swaps, etc., will be available next year to everyone.
Brokers available 🢂 Fusion Markets
Cryptos are not permitted for trading right now but will be enabled from level 5 onwards.
Whenever you reach a 2% profit, you have to close all open positions, and we will be reviewing your history before proceeding to the next.
LOT SIZE RULES
Till you reach the 4% profit target
The minimum lot size is 0.04 for Forex, Metals & Energies; it should open in the multiples of 0.04 lot, for example, 0.04 or 0.08 or 0.12 like that. The minimum lot size is 0.4 for Indices; it should open in multiples of 0.04 lot after that, for example, 0.4, 0.44, or 0.48 like that, there is no maximum limit.
However, if you cannot adjust your strategy to our lot size rules, we don't disqualify you; rather, we can automatically do it for you in the back end by making adjustments in your assessment account.
Do I get any chance if I break any rules?
We don't disqualify you unless you hit the maximum loss limit.
How do I calculate maximum loss and streak loss?
Maximum loss is calculated from the starting balance of the account in each level.
Streak Loss calculation is based on your maximum permitted loss; there is no time limit for this rule.
Here is an example
Account size: $100,000
Maximum loss: 2%
Your account's starting balance is 100,000 USD
The current balance = 100,000 USD
The maximum permitted loss = 2% of 100,000 = 2000 USD
The streak loss = 50% of 2000 = 1000 USD, you are allowed to draw down a maximum of 1000 USD in one losing streak, that is, from 100,000 USD to 99,000 USD without closing any open positions. If your current equity reaches 99,000 USD, you have to close one or more of your open positions on your own to keep your streak loss under 50%.
Your account's starting balance is 100,000 USD, and you made a profit of 400 USD,
The current balance = 100,400 USD
The maximum permitted loss = 2000 + 400 = 2400 USD
The streak loss = 50% of 2400 = 1200 USD, you are allowed to draw down a maximum of 1200 USD in one losing streak, from 100,400 USD to 99,200 USD, without closing any open positions. If your current equity reaches 99,200 USD, you have to close one or more of your open positions on your own to keep your streak loss under 50%.
Your account's starting balance is 100,000 USD, and you made a loss of 400 USD
The current balance = 99,600 USD
The maximum permitted loss = 2000 - 600 = 1600 USD
The streak loss = 50% of 1600 = 800 USD, you are allowed to draw down a maximum of 800 USD in one losing streak, from 99,600 USD to 98,800 USD, without closing any open positions. If your current equity reaches 98,800 USD, you have to close one or more of your open positions on your own to keep your streak loss under 50%.
Our aim behind this rule is to close losing positions on your own before you lose even more and hit the maximum permitted limit.
You can calculate using our loss calculator; click here to download it.
How do I calculate my maximum allowed leverage?
We will increase the leverage when you make a profit, and we will reduce the leverage when your account balance goes below the starting balance. Click here to download our leverage calculator. It would be best if you used the calculator to know the changes in the leverage.
What is daily inflation? Are there any additional charges apart from the screening fee?
A real-life fund manager should beat inflation to make real returns. To imitate the inflation during the assessment, the daily inflation of 0.01% will be deducted from your account. For example, if the starting balance of your account is 10,000 USD, we will deduct 1 USD each day from your account. If you need to pause the trading activity for any reason, you can request it in advance, and we don't deduct this from your account.
How long does it take to receive the Testpaper Assessment Account after the fee payment?
It depends upon your account currency and the fee payment method you choose.
AUD - 1 working day via Bank transfer or Wise, 3 working days via Card
USD - 2 working days via Bank transfer or Wise, 4 working days via Card
EUR, GBP, CAD & SGD - 3 working days via Bank transfer or Wise, 7 working days via Card
If you pay for any account currency via BTC, you will receive your account in one working day.
Which are the withdrawal methods available?
Bank wire, Wise, PayPal & Crypto - we will process all the withdrawals daily; the arrival time varies with the payment systems. You may have to wait up to 7 working days to receive your payout.
EUR, GBP, CAD, SGD & all other currencies - 7 working days via Bank transfer or Wise
USD, INR - 2 working days via Bank transfer or Wise
PayPal USD - 3 working days
If you choose to withdraw via BTC, AUD Wise or INR, you will receive your earnings in one working day.
BET ON BRAINS, also known as betonbrains.com(“Website”), owned, operated, or licensed by BETONBRAINS LTD(Company Number: 228759), registered office at 303, HOUSE OF FRANCIS, ILE DU PORT, MAHE, SEYCHELLES..
BET ON BRAINS, CERTIFYING THE SKILLSETS FOR A BETTER TOMORROW, SHAPING HUMANITY FOR A BETTER TOMORROW, SHAPING THE TRADERS FOR A BETTER TOMORROW, SHAPING THE FOUNDERS FOR A BETTER TOMORROW, CHARTERED FUND MANAGER, CHARTERED AUDIT MANAGER, CHARTERED LEGAL MANAGER, CHARTERED SURGERY MANAGER, CHARTERED STARTUP MANAGER, SCHOOL OF SKILL SHEPHERD, CUB OF TIGER, MARKET TORCH, TIMELESS ASSESSMENT, FREEPASS CARD, BLOWING INSURANCE & ITS LOGOS ARE, REGISTERED AND UNREGISTERED TRADEMARKS OF BLACK DAMMAR INC, MARKET TORCH SERVICES LLC, BORDERLESS ALTERNATIVE INVESTMENT FUND, SEVEN LIFE AREAS OR ITS SUBSIDIARIES IN THE FEDERATION OF SAINT CHRISTOPHER AND NEVIS, USA, UK AND ELSEWHERE. ALL OTHER MARKS ARE THE PROPERTY OF THEIR RESPECTIVE OWNERS.
FREEDOM IS A NONPROFIT INITIATIVE OF BETONBRAINS LTD.
Terms & Conditions
BET ON BRAINS also known as betonbrains.com (“Website”), owned, operated, or licensed by BETONBRAINS LTD(Company Number: 228759), registered office at 303, HOUSE OF FRANCIS, ILE DU PORT, MAHE, SEYCHELLES (hereinafter referred to as “Company”). Company provides you (“you” or the “User”) with a limited license to use the Website subject to the terms contained within this Terms and Conditions of Use Agreement (“Agreement”).
This Agreement is a legally binding contract, and you have a duty to read this Agreement before using the Website. Through your use of the Website, you manifest your assent to the Terms and Conditions contained within this Agreement. If you do not agree to the Terms of this Agreement, you must immediately cease your use of the Website. The company reserves the right to suspend, replace, modify, amend, or terminate this Agreement at any time and within its sole and absolute discretion. In the event, Company replaces, modifies, or amends this Agreement, your continued use of the Website after a change in the Effective Date above will constitute your manifestation of assent to and agreement with any replacement, modification, or amendment to this Agreement.
1. Submission of Personal Information
2. User Warranties
By using this Website, you warrant that you are at least twelve (12) years old and are of sound mind and that you have the capacity to agree to and uphold the terms and conditions contained within this Agreement. If you use the Website on behalf of a business entity or other third-party, then you warrant that you have actual authority to act as an agent of that business entity or third-party and that you have the right and ability to agree to and bind that third-party or business entity to the terms of this Agreement on its behalf.
You warrant that your use of this Website does not violate any law, regulation, ordinance, statute, or treaty that is applicable to individuals or business entities located in the jurisdiction in which you live. You further warrant that you are not prohibited from entering into this Agreement by the terms of any pre-existing agreement.
3. Limited License
You acknowledge and agree that the Website is the property of or is licensed by Company and that it is protected under Indian and international laws, including but not limited to intellectual property laws and other personal and proprietary rights. You acknowledge and agree that your use of this Website is limited by the license granted under the terms of this Agreement, and you expressly agree that you will not use the Website in any manner that is not expressly authorized under the terms of this Agreement. Company reserves all of its rights not expressly granted through this Agreement.
Website is limited by the license granted under the terms of this Agreement, and you expressly agree that you will not use the Website in any manner that is not expressly authorized under the terms of this Agreement. Company reserves all of its rights not expressly granted through this Agreement.
The Company provides you with a limited, non-exclusive, non-sublicensable, non-assignable, revocable, and royalty-free license to use the Website for its customary and intended purposes. You are expressly prohibited from scraping, framing, hacking, crawling, or aggregating the Website, whether in whole or in part, without Company's prior written consent. The foregoing prohibition on crawling or aggregating does not apply to search engines that appropriately comply with Company robots.txt file.
This license is revocable at any time, and any rights not expressly granted in this Agreement are reserved for the Company.
4. Download of Software and Files
Should Company allow you to download any software or files from the Website, said software and files are licensed to you by Company only for your personal and noncommercial use. You may not redistribute, sell, decompile, reverse engineer, disassemble, or otherwise reduce the software and files to any other form whatsoever.
5. Prohibited Uses
You are expressly prohibited from using the Website to violate any law, statute, ordinance, regulation, or treaty, whether local, state, provincial, national, or international, or to violate the rights of a third-party, including, but not limited to intellectual property rights, privacy rights, rights of publicity, or other personal or proprietary rights.
Additionally, you are expressly prohibited from scraping, crawling, framing, posting unauthorized links to, aggregating, hacking, performing denial of service (DOS) attacks on, reverse engineering, or circumventing technological protection measures of the Website. You are also prohibited from using the Website to transmit unsolicited commercial emails to third parties or users of the Website, including stored information provided through the Website’s search function and database, obtaining or mining the personal data of third parties or users of the Website, harassing or defaming third parties or users of the Website, posting obscene, sexually explicit, or pornographic content to the Website, or using the Website to promote bodily harm or emotional distress to third parties or users of the Website. While the Company is not responsible for any such content posted by its users and does not have the affirmative obligations to monitor such content, it does reserve the right to remove them.
The company engages in general trader education and training and provides entertainment services. The intent of the Company is to identify individuals with a talent for trading. No live trading is provided directly by BET ON BRAINS.
Although the Company may provide data, information, and content relating to investment approaches and opportunities to make trades, such data, information and content are provided solely for general informational and educational purposes. The company does not invite the user to take any action based upon any of the information and materials provided on the Website; you should not construe any such data, information, or content as investment, financial, tax, legal, or other kinds of advice.
The company further does not make any representations that any data, information, and content on this Website are accurate or complete.
You alone will bear the sole responsibility of evaluating the merits and risks associated with using any such data, information, and content. As such, you agree not to hold the Company liable for any possible claims of damages that may arise from any decision that you make based upon the use of data, information, and content on this Website. While BET ON BRAINS does not provide you with the opportunity to invest actual currency, BET ON BRAINS wants to make sure you understand the risks involved with traditional investing. You should be aware that the risk of trading and investing is high and substantial. It can work for you as well as against you. It may or may not lead to substantial losses. Additionally, past performance is not indicative of future results. As such, you should carefully consider whether trading and investing are right for you depending on your investment objectives, level of experience, and risk appetite. If you are unsure, you should consult with a financial advisor and/or tax advisor.
7. Account Creation
When completing the registration process, you agree to provide truthful and accurate information. In addition, in its sole discretion, the Company may refuse to grant a particular username. Before creating your account, you may or may not have to agree to an additional set of terms and conditions before fully completing the registration process. The account will be personal to you, and you cannot share it with anybody else. You will be responsible for maintaining the confidentiality of your username and password. If you suspect that your account has been breached, you must immediately notify the Company.
8. Purchases and Refunds
The company may provide products, services, subscriptions, or access to certain portions of the Website at a monetary cost. Except for services, subscriptions, or accesses subject to Section 9 of this Agreement, prices and availability are subject to change without notice. The company may allow for such purchases within its Website or may connect you to a third-party affiliate. At such time, you will be directed to a third-party website in order to make a purchase. If making the purchase through a said third-party website, your purchase may or may not be governed by the terms and conditions of that website. It is your responsibility to thoroughly read and understand any such terms and conditions.
By making any such purchases, you agree that the Company has no responsibility and acquires no liability for any claim related to your purchases on any such third-party websites.
Upon placing an order for a product, service, subscription, or access to a certain portion of the Website, you agree to pay the purchase price that will be included in the order summary page or similar ordering display. The company or its third-party affiliates may use the services of third-party payment processors to process credit cards or other accepted methods of payment. At such time, your use of credit cards or other accepted methods of payment may be subject to additional terms and conditions that you are solely responsible for reading and understanding.
Upon the complete purchase of a product, service, subscription, or access to certain portions of the Website, the Company will make any said product, service, or access will be available to you immediately following the approved transaction. Any products purchased will have a 14-day refund policy. Any one-time service, subscription, or access purchases will be non-refundable. Cancellation of any recurring service, subscription, or access purchases will be subject to Section 9 of this Agreement.
Some services, subscriptions, or accesses as mentioned in Section 8 of this Agreement may be paid for through monthly recurring billing. By agreeing to such monthly recurring billing, you authorize the Company to charge your then-selected method of payment on a monthly basis.
Within its sole discretion, the Company may adjust the pricing of its services, subscriptions, or accesses that are subject to this Section 9 of this Agreement. Except as otherwise expressly provided for in this Agreement, any price changes will take effect following email notice to you. Once then-made, monthly payments are nonrefundable. Cancellations for any then-future monthly payments may be made at any time.
You may cancel the Company’s services at any time and cease all future monthly payment. Such cancellation must be made at least three (3) business days in advance of your billing cycle by sending an email to email@example.com with the subject line “Cancellation of Subscription” or by using the user interface here. Your billing cycle starts on the day you create your account and runs for a period of thirty (30) days thereafter.
The company will display the guidelines associated with its virtual trading education, training, and entertainment services on the Website. These guidelines, which may change from time to time at Company’s sole discretion, is incorporated in whole into this Agreement. The company makes absolutely no promise, guarantee, or warranty, express or implied, as to any promise to future employment as a trader, monetary payments, or any other type or kind of compensation or award for your performance on the Website.
You acknowledge and agree that any and all trademarks, trade names, design marks, or logos displayed on the Website by Company, are common law or registered trademarks owned by or licensed to the Company. You are expressly prohibited from using the trademarks of the Company to cause confusion, cause mistake, deceive consumers, or from falsely designating the origin of, source of, or sponsorship of your goods or services. You are further prohibited from using the trademarks of the Company in domain names, keyword advertisements, trigger keyword advertisements, or in metatags. All other trademarks, trade names, design marks, or logos are the property of their respective owners.
You acknowledge and agree that the Website, its suppliers and licensors expressly reserve all intellectual property rights in all text, programs, products, processes, technology, content and other materials, which appear on this Website. Access to this Website does not confer and shall not be considered as conferring upon anyone any license under any of Company’s or any third party’s intellectual property rights. All rights, including copyright, in this Website, are owned by or licensed to us or third party suppliers. Any use of this Website or its contents, including copying or storing it or them in whole or part, other than for your own personal, non-commercial use is prohibited without the permission of the Company. You cannot modify, distribute or re-post anything on this Website for any purpose.
Company names and logos and all related products and services and our slogans are the trademarks or service marks of the Company. All other marks are the property of their respective companies. No trademark or service mark license is granted in connection with the materials contained on this Website. Access to this Website does not authorize anyone to use any name, logo or mark in any manner.
All materials, including images, text, illustrations, designs, icons, photographs, programs, audio clips or downloads, video clips and written and other materials that are part of this Website (collectively, the “Contents”) are intended solely for personal, non-commercial use. No right, title or interest in any downloaded materials or software is transferred to you as a result of any such downloading or copying. You may not reproduce (except as noted above), publish, transmit, distribute, display, modify, create derivative works from, sell or participate in any sale of or exploit in any way, in whole or in part, any of the contents, the Website or any related software. All software used on this Website is the property of our Website or its suppliers and protected by the laws of India. Any other use, including the reproduction, modification, distribution, transmission, republication, display, or performance, of the Contents on this Website is strictly prohibited. Unless otherwise noted, all Contents are copyrights, trademarks and/or other intellectual property owned, controlled or licensed by our Website, one of its affiliates or by third parties who have licensed their materials to us and are protected by the laws of India. The compilation (meaning the collection, arrangement, and assembly) of all Contents on this Website is the exclusive property of our Website and is also protected by the laws of India.
13. Copyright Policy
The company will expeditiously respond to all duly issued notifications of copyright infringement that are sent to the Company’s designated copyright agent.
All notices of copyright infringement must contain the following:
The physical or electronic signature of a person authorized to act on behalf of the copyright owner;
Specific identification of the copyrighted works alleged to have been infringed;
The location of the copyrighted works on the Company Website; The contact information of the notifying person(s) or entity, such as an address, telephone number, fax number, or email address;
A statement that the notifying person(s) or entity has a good faith belief that the use of the allegedly infringing content is not authorized by the copyright owner, its agent, or the law;
And A statement, under penalty of perjury, that the information in the notification is accurate and that the notifying person(s) or entity is authorized to act on behalf of the copyright owner.
Upon receipt of a notice of infringement, the Company will undertake reasonable steps to contact the poster of the allegedly infringing content so that the poster may issue a counter-notification. All counter notifications must contain the following:
Identification of the specific materials that have been removed from the Website;
The contact information of the notifying person(s) or entity, such as an address, telephone, fax number, or email address;
A statement, under penalty of perjury, that the notifying person(s) or entity has a good faith
the belief that the content was removed as a result of mistake or misidentification; A statement that the notifying person(s) or entity has consented to the jurisdiction of the federal district court in which the notifying person(s) or entity address is located or, if outside of the United States, that the notifying person(s) or entity has consented to the jurisdiction of the federal courts where your service provider is located;
A statement that the notifying person(s) or entity will accept service of process from the notified party;
and The notifying person’s(s) or entity’s physical or electronic signature.
All notices of infringement and counter-notifications may be sent to firstname.lastname@example.org.
14. Third-Party Links
You acknowledge and agree that the Website may contain links to third-party websites or content that Company does not own or control. You are advised to review the terms and conditions of any third-party websites or content linked to through the Website. You agree that the Company will not be responsible for websites not under the ownership or control of the Company. The company specifically disclaims any responsibility for the content available on any other websites linked to the Website. Your use of or access to any other websites linked to the Website is at your own risk.
15. United States Government Required Disclosure – Commodity Futures Trading Commission (CFTC)
Futures and options trading has large potential rewards but also large potential risk. You must be aware of the risks and be willing to accept them in order to invest in the futures and options markets. Do not trade with money you cannot afford to lose. This is neither a solicitation nor an offer to buy/sell futures or options. No representation is being made that any account will or is likely to achieve profits or losses similar to those discussed on this website. The past performance of any trading system or methodology is not necessarily indicative of future results.
16. CFTC Rule 4.41
Hypothetical or simulated performance results have certain limitations. Unlike an actual performance record, simulated results do not represent actual trading. Also, since the trades have not been executed, the results may have under-or-over compensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated trading programs, in general, are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown.
17. Securities and Exchange Commission (SEC) Disclosure
The company does not promote any stocks on this Website. The company does not receive any compensation from Companies whose stocks appear on this Website. The company does not have any financial interest in the outcome of any stock trades mentioned on the Website.
18. Term and Termination
The term of this Agreement will begin when you first access this Website and will continue until either the Company terminates your access to the Website or you stop using the Website.
The company reserves the right to terminate the Website or your access to the Website at its sole and absolute discretion and without prior notice.
19. Disclaimer of Warranties and Limitation of Liability
YOU ACKNOWLEDGE AND AGREE THAT THE WEBSITE IS PROVIDED ON AN “AS-IS” BASIS AND WITHOUT WARRANTY OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, MERCHANTABILITY, ACCURACY, FITNESS FOR A PARTICULAR PURPOSE, SECURITY, AND NON-INFRINGEMENT. WHEREVER PERMITTED BY LAW, YOU ACKNOWLEDGE THAT THE COMPANY WILL NOT BE HELD RESPONSIBLE OR LIABLE FOR ANY CLAIMS, DAMAGES, JUDGMENTS, CHARGES, OR FEES ARISING OUT OF OR RELATED TO INFORMATION ON THE WEBSITE AND YOUR USE OF OR ACCESS TO THE WEBSITE, INCLUDING, BUT NOT LIMITED TO COMPENSATORY DAMAGES, CONSEQUENTIAL DAMAGES, SPECIAL DAMAGES, INCIDENTAL DAMAGES, PUNITIVE DAMAGES, EXEMPLARY DAMAGES, COSTS AND ATTORNEYS’ FEES, DAMAGES ARISING OUT OF ERRORS OR OMISSIONS, AND DAMAGES ARISING OUT OF THE UNAVAILABILITY OF THE WEBSITE OR DOWNTIME. YOU ACKNOWLEDGE THAT YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK AND THAT COMPANY’S LIABILITY IS LIMITED TO THE AMOUNT THAT YOU PAID TO USE THE WEBSITE OR EUR 1000, WHICHEVER IS LESS.
You agree to indemnify, defend, and hold harmless Company, its officers, shareholders, directors, employees, subsidiaries, affiliates, and representatives from any and all losses, including, but not limited to costs and attorneys’ fees arising out of or related to your use of the Website; your violation of any term or condition of this Agreement; your violation of the rights of third parties, including but not limited to intellectual property rights or other personal or proprietary rights; and violation of any law, statute, ordinance, regulation, or treaty, whether local, state, provincial, national or international.
Your obligation to defend Company will not provide you with the ability to control Company’s defence, and the Company reserves the right to control its defence, including its choice of counsel and whether to litigate or settle a claim subject to indemnification.
You acknowledge and agree that any controversy or claim arising out of or related to this Agreement, including any claim or controversy concerning the interpretation of this Agreement or your use of this Website, will be settled by arbitration pursuant to the most recently effective commercial arbitration rules of the Swiss Arbitration Association (ASA). This arbitration proceeding will be decided by a single arbitrator randomly selected from a list of neutral arbitrators maintained by the Swiss Arbitration Association. Judgement on any award rendered by the arbitrators may be entered in any court of competent jurisdiction. The arbitrator will be provided with the right to award costs and attorneys’ fees to the prevailing party. This arbitration will be held in Switzerland, and both Company and User agree that they will be required to be present in Switzerland for arbitration under the terms of this Agreement and hereby submit to the exclusive personal jurisdiction in Switzerland. The arbitrator will apply the laws of Switzerland in deciding any controversy or claim pursuant to this Section 20 of this Agreement.
22. Force Majeure
Company will not be responsible for any delay or failure in performance of the Website arising out of any cause beyond the Company’s control, such as acts of God, war, global or local pandemic, riots, fire, terrorist attacks, power outages, severe weather, or other accidents.
The representations, warranties, duties, and covenants made by you under this Agreement will survive the termination of this Agreement or the Website, including, but not limited to, your duty to indemnify and defend the Company.
In the event that any term or condition of this Agreement is deemed invalid or unenforceable by a court of competent jurisdiction, the remaining terms and conditions of this Agreement will remain in full force and effect.
This Agreement will be deemed to have been drafted by both parties, and the terms and conditions of this Agreement will not be interpreted against its drafter.
You are expressly prohibited from assigning your rights and duties under this Agreement. Company reserves the right to assign its rights and duties under this Agreement, including in a sale of Company or its Website.
No term or condition of this Agreement or breach of this Agreement will be deemed to have been waived or consented to unless said waiver is in writing and signed by the party to be charged.
28. Entire Agreement
This Agreement contains the entire agreement between the Company and the User regarding the use of this Website and supersedes all prior understandings, agreements, or representations between Company and User, whether written or oral.
BET ON BRAINS will neither ask for any information of those users who have requested anonymity nor share any information of any users with third parties.